How to Avoid Credit Repair Scams
The old adage "If it sounds too good to be true, it is" was never more appropriate than in the context of evaluating credit repair offers. We all get them, daily sometimes, in our email inboxes or spam folders. "Eliminate bad credit!" "Erase Your Mistakes!" "Guaranteed Improved Credit Score!"The simple, sad truth: no one can erase truthful negative items from your credit report except your creditor. It just can't be done. What you might get for your $19.99, or whatever the scammer is charging, is a form much like the one I offer for free and instructions such as those I provide here on this website on how to scan your report for errors.
That's it. And that, you can do yourself - for free.
Put those credit repair offers where they belong - in the circular file!
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The Law Office of Sheryl Sisk Schelin is a debt relief agency under the laws of the United States, including the Bankruptcy Code, and assists its clients by helping them to file for relief under the Bankruptcy Code, among other solutions, and as appropriate to their individual needs.